DESI RATNASARI; NURUL HUDA; NAFISAH NURULRAHMATIA. PENGARUH NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR), TERHADAP RETURN ON ASSET (ROA) PADA PT. BANK NEGARA INDONESIA (PERSERO), TBK. Jurnal Pendidikan Sosial dan Humaniora, [S. l.], v. 4, n. 4, p. 6666–6683, 2025. Disponível em: https://publisherqu.com/index.php/pediaqu/article/view/2948. Acesso em: 16 may. 2026.